Interest-free monthly payments over 3, 6 or 12 monthly payments, arranged directly with Saygrass for your quoted installation.
No interest · No fees · Same project price
From £199 per month. Including VAT.
Choose an agreed monthly plan for your installation and split the final quoted price over 3, 6 or 12 monthly payments. Your payment amount depends on the garden size, agreed work, total quotation and chosen term.
The £199 starting example depends on your final quote and payment schedule. It is not a fixed monthly price for every garden or a promise of acceptance before a survey and written agreement.
Ask us about a monthly arrangement when discussing your quotation. Your standard payment terms are set out in the quote; a monthly plan requires a separate written agreement.
For an illustrative £2,388 project including VAT:
3 payments of £796 6 payments of £398 12 payments of £199
One example project · Three ways to spread the cost
Compare 3, 6 and 12 months.
For the same illustrative project price of £2,388 including VAT. Each plan has no interest, no fees and the same total price. Your actual monthly amount is calculated from your final quotation.
3 monthly payments
3 months
£796per month, including VAT
First payment: £796 Then 2 monthly payments of £796
Total payable, including VAT
£2,388
Interest & fees
£0
First payment one week before installation. Remaining 2 payments collected monthly from the same card, with your authorisation.
6 monthly payments
6 months
£398per month, including VAT
First payment: £398 Then 5 monthly payments of £398
Total payable, including VAT
£2,388
Interest & fees
£0
First payment one week before installation. Remaining 5 payments collected monthly from the same card, with your authorisation.
12 monthly payments
12 months
£199per month, including VAT
First payment: £199 Then 11 monthly payments of £199
Total payable, including VAT
£2,388
Interest & fees
£0
First payment one week before installation. Remaining 11 payments collected monthly from the same card, with your authorisation.
The first marker represents your upfront instalment; each green marker represents a remaining monthly payment.
Illustrations only, not quotations. Plans are available by agreement for customers who need to spread the cost. The agreed project price, term and payment dates determine your actual schedule. No plan is selected automatically.
Simple, agreed in advance
One project price. A clear payment schedule.
01 /
Survey & quotation
We assess your installation and confirm the full price, including VAT, and the payment options available for the project.
02 /
Agree your plan
Agree 3, 6 or 12 monthly payments with Saygrass. We set out amounts, dates and card collection authorisation in writing before you agree.
03 /
First instalment
Pay the first month one week before installation. This is your upfront payment; there is no separate additional deposit on this plan.
04 /
Automatic monthly payments
The remaining instalments are collected from the same card on the agreed dates. A 12-payment plan has 11 payments after the first.
Useful answers
Your questions, answered.
How do the monthly payments work?
Saygrass divides your final quoted installation price into an agreed 3, 6 or 12 monthly payments. Your first instalment is due one week before installation, with the remaining instalments collected automatically each month from the same card, with your authorisation.
Is there interest or an extra charge?
No. There is no interest, no fee and no increase to the project price for choosing the agreed monthly payment plan. The full payment schedule is confirmed in writing.
Can every garden be £199 per month?
No. Your garden size, project scope, total quotation and chosen payment term determine the amount. For illustration, a £2,388 quotation including VAT divided into 12 payments is £199 per month. Higher-priced projects have higher monthly payments over the same term.
Do I pay a separate deposit?
The first monthly instalment is the upfront payment, due one week before installation. There is no additional deposit on this plan. For a 12-payment plan, you then have 11 monthly instalments remaining.
Is an outside lender involved?
No. The payment arrangement is directly with Say Grass Ltd for the work we supply. A payment provider processes the card collections; it is not an outside lender for this plan.
Do the remaining payments still have to be paid after installation?
Yes. This is a payment plan for the full agreed installation price, not a cancellable monthly subscription. Installation is scheduled one week after your first payment, subject to the agreed date and any changes notified under your contract. Completing the installation does not discharge the remaining instalments: they remain payable on the agreed dates until the price is paid, subject to your statutory rights and any lawful refund, price reduction or agreed adjustment.
What happens if a payment is missed?
Contact Saygrass promptly. We will notify you of any overdue instalment, provide the amount and give a reasonable opportunity to pay or raise a dispute. If it remains unpaid, we may pursue sums lawfully due through the appropriate debt recovery and court process after the required notices and pre-action steps. We do not add plan interest or late-payment fees.
What happens if I need help with a payment?
Contact Saygrass as soon as possible so we can discuss the position. You can cancel the recurring card authority through Saygrass or your card issuer. Cancelling collection authority does not cancel the debt. You must arrange another payment method for instalments lawfully due. The installation contract, statutory rights and any lawful adjustment still apply.
Your payment commitment
Installation first. The agreed payments continue.
Installation is scheduled one week after the first instalment, subject to the agreed installation date and any changes notified under your contract. The monthly plan spreads payment of the full project price; it is not a subscription that can be ended simply by stopping payments after the work is done.
You remain responsible for the instalments lawfully due until the agreed price has been paid. Cancelling a card authority does not write off that debt. Statutory cancellation rights, remedies for faulty goods or services and lawful price adjustments remain protected.
If an instalment is overdue, we will give written notice and a reasonable opportunity to resolve it. Unresolved arrears may be pursued through the appropriate debt recovery and court process, following applicable notices and pre-action requirements. We do not add interest or late-payment fees to this plan.
Plans are for work supplied by Say Grass Ltd and require an agreed written payment schedule. The plan has no more than 12 instalments, all due within 12 months of the payment agreement. A small final adjustment may be needed where dividing the price produces fractions of a penny; the total still equals your quotation.
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